lunes, 30 de julio de 2007

PSICOLOGÍA DEL FRAUDE

Definiciones de Fraude:

u (Del latín fraus, fraudis).

u Acción contraria a la verdad y a la rectitud, que perjudica a la persona contra quien se comete.

u Engaño hacia un tercero, abuso de confianza, dolo, simulación, etc.

u Obtener algo de valor o evitar una obligación mediante el engaño


Triángulo del fraude (Cressey 59)

Según el autor, para que se produzca, requiere de la confluencia de 3 factores:

Motivación: dada por la necesidad, el reto o el deseo de venganza
También por la presión que bien puede ser originada en la misma empresa como a veces ocurre con el personal comercial o gerencial

Racionalización: el defraudador de alguna manera justifica moralmente el acto ante sí mismo y llega a pensar que hay justicia cuando defrauda.

Oportunidad: dada por el poder, el conocimiento y la habilidad para realizar el fraude, pero sobre todo por la percepción de la oportunidad.


ASPECTOS CLAVES EN PREVENCIÓN:

Reconocer y formular acciones:

• Características psicológicas del defraudador: Búsqueda del propio beneficio a cualquier precio, tendencia a manipular, ambición desmesurada, tendencia a mentir, baja capacidad de autocrítica, tendencia a ocultar los errores y deficiencias, desajuste emocional, resentimiento social y/o con la autoridad.

• Circunstancias personales que favorecen el fraude: necesidades y carencias en un momento dado, crisis situacionales, adicciones

• Aspectos organizacionales que favorecen o previenen la aparición del fraude: clima, cultura, proceso productivo, sistema de recompensas y castigos, sistema de fijación de metas, bienestar, estabilidad laboral

• Sistema de valores de la persona

• Sistema de valores de la organización

• Mensajes directos e indirectos de la organización

• Comportamiento de los directivos y jefes directos

• Autonomía total en decisiones sensibles

• Medidas de control físico

• Control y auditoria de procesos

• Sistema de selección y seguimiento de personal

• Sistema disuasivo, investigación, judicialización


COMENTARIOS DE LOS ASISTENTES:

Los asistentes presentaron diversidad de casos y concluyeron:

El fraude debe prevenirse integralmente

Las organizaciones deben examinar sus procesos para entender como algunos de ellos pueden facilitar el fraude

Así como hay personas defraudadoras hay organizaciones que practican el fraude

Es muy importante auditar el personal outsourcing en términos de características personales, condiciones de contratación, beneficios y trabajo pues estas pueden fomentar el fraude.

Hay ciertos sectores sensibles al fraude como el área comercial, financiera, compras, almacenes, nómina, despachos y transportes.

Se deben identificar los cargos críticos y revisar el Sistema de compensación. Tener en cuenta pago, bonos y beneficios.

Es importante tener en cuenta el fraude en pruebas psicológicas, hoja de vida y visita domiciliaria, el proceso de selección requiere su propia auditoria.

Se deben instaurar procesos de seguimiento al personal ya contratado (programas tipo: conozca su empleado.)

Las motivaciones para el fraude no son exclusivamente económicas, pues personas con altos salarios cometen fraude llevados por afán de poder, competencia y venganza.


Los asistentes propusieron como temas para próximos desayunos:

El fraude en los procesos de Recursos Humanos, perfil de los diversos tipos de defraudador y Pruebas psicológicas orientadas a confiabilidad

Quienes deseen el archivo de la presentación completa pueden descargarlo en:
http://groups.google.com/group/Redconfiabilidad

77 comentarios:

Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...

hey ..

I am new here and i found this forum really intersting , i have been keepp visiting this forum and reading since ages finally i decided to join .
hope to see some more cool stuff in the future
[url=http://getfreezetaclear.com]zetaclear[/url]

Anónimo dijo...

hey


just signed up and wanted to say hello while I read through the posts


hopefully this is just what im looking for looks like i have a lot to read.

Anónimo dijo...

Greets!

I just wanted to say hi to everyone

See you later

[URL=http://www.vpnmaster.com][IMG]http://openvpn.net/archive/openvpn-users/2005-05/pngd55nFojmJX.png[/IMG][/URL]

Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...
Este comentario ha sido eliminado por un administrador del blog.
Anónimo dijo...

[url=http://monclerjassenjas.org][img]http://monclerjassenjas.org/bmz_cache/a/a329c9e38e2175f873363788544a9c4e.image.232x310.jpg[/img][/url] [url=http://moncler-jackor.org]Moncler[/url] LwiQxm SvxMdo [url=http://christianlouboutinpascheronline.net]Christian Louboutin[/url] HdvMbc [url=http://www.canadagoosetilbudnorge.com/canada-goose-montebello-parka-red-billig-canada-goose-oslo-pi-81/][img]http://www.canadagoosetilbudnorge.com/bmz_cache/3/3210f63d2898d3ead7b7fed69a1bf46e.image.232x350.jpg[/img][/url] BirYoe [url=http://www.true-religionbrandjeans.com]True Religion Jeans[/url] ZyqJwe [url=http://moncler-jackor.org]billig moncler jackor[/url]
TgmRlv [url=http://www.hogan-schuhe.net]hogan schuhe[/url] [url=http://www.abercrombieandfitchonline.org.uk]Abercrombie & Fitch Sale[/url]
UxpFag [url=http://www.taskaonline.com]Louis Vuitton T谩ska[/url]
[url=http://www.monclerjakkevinter.com]moncler[/url] QheLwi [url=http://moncler-jackor.org/moncler-coats-kvinnor-billig-1.html]Moncler Coats[/url]
[url=http://www.mbtdk.dk]mbt[/url] CcyTfe [url=http://www.taskaonline.com]Gucci T谩ska[/url]
[url=http://www.mbtdk.dk]mbt sko[/url] FgdEhk [url=http://www.taskaonline.com]Hermes T谩ska[/url]
[url=http://www.hogan-schuhe.net]Hogan Schuhe[/url] HqaRcf [url=http://moncler-jackor.org/moncler-coats-kvinnor-billig-1.html]Moncler Coats[/url]
[url=http://www.hogan-schuhe.net]Hogan[/url] JtoQcn [url=http://www.canadagoosetilbudnorge.com]Canada Goose[/url] BmwJni

Anónimo dijo...

ジパングカジノ オンラインカジノ アフィリエイト [url=http://casinofaninjapan.com ]オンラインカジノ 詐欺 [/url] http://casinofaninjapan.com オンラインカジノ 違法性

Anónimo dijo...

[url=http://nike-shox-zoom-air-basketball.nikego8.com]nike shox zoom air basketball[/url]
[url=http://design-your-own-adidas-soccer-boots.nikego8.com]design your own adidas soccer boots[/url]
[url=http://big-and-tall-nike-shirts.nikego8.com]big and tall nike shirts[/url]
[url=http://nike-air-jordan-3-retro-black-cement-grey.nikego8.com]nike air jordan 3 retro black cement grey[/url]
[url=http://nike-air-max-high-tops.nikego8.com]nike air max high tops[/url]
[url=http://mephisto-shoe-sale.nikego8.com]mephisto shoe sale[/url]
[url=http://nike-ipod-wireless-sensor.nikego8.com]nike ipod wireless sensor[/url]
[url=http://trail-running-boots.nikego8.com]trail running boots[/url]
[url=http://pink-nike-basketball-shoes.nikego8.com]pink nike basketball shoes[/url]
[url=http://cheapest-nike-air-max-trainers.nikego8.com]cheapest nike air max trainers[/url]

Anónimo dijo...

Fashion apparel [url=http://www.jordango2013.com]nike air jordan wholesale[/url] can be fiercely viral and [url=http://www.jordango2013.com/Wholesale-air-jordan-35-high-heels_c28]wholesale Air Jordan 3.5 High Heels[/url] will drive apparel sales overall. When fashion does not change a two [url=http://www.jordango2013.com]wholesale jordan shoes[/url] or three year old wardrobe can get by without looking out of style. When apparel is selling well and styles are changing rapidly you can look out of fashion before [url=http://www.jordango2013.com/Wholesale-air-jordan-flight-9_c21]wholesale Air Jordan Flight 9[/url] the end of [url=http://www.jordango2013.com/Wholesale-air-jordan-rcvr_c25]wholesale Air Jordan RCVR[/url] a season

Anónimo dijo...

[url=http://www.ashfootwearr.com]ash footwear[/url]
[url=http://www.ashfootwearr.com]ash shoes[/url]
[url=http://www.ashfootwearr.com]ash store[/url]
[url=http://www.ashfootwearr.com]ash outlet[/url]
[url=http://www.ashfootwearr.com]ash sale[/url]
[url=http://www.ashfootwearr.com]cheap ash[/url]

Anónimo dijo...

[url=http://www.michaelkorsbags-usa.com]michael kors[/url]
[url=http://www.michaelkorsbags-usa.com]michael kors bags[/url]
[url=http://www.michaelkorsbags-usa.com]michael kors online[/url]
[url=http://www.michaelkorsbags-usa.com]cheap michael kors[/url]

Anónimo dijo...

[url=http://air-max-90-cheap-a.nikenowsaler.com]air max 90 cheap[/url]
[url=http://all-black-nike-womens-running-shoes.nikenowsaler.com]all black nike womens running shoes[/url]
[url=http://cheap-nike-air-max-95-a.nikenowsaler.com]cheap nike air max 95[/url]
[url=http://nike-men-basketball-shoes-a.nikenowsaler.com]nike men basketball shoes[/url]
[url=http://new-nike-high-tops-2012-a.nikenowsaler.com]new nike high tops 2012[/url]
[url=http://shoes-nike-jordan-a.nikenowsaler.com]shoes nike jordan[/url]
[url=http://messi-indoor-soccer-shoes-for-kids.nikenowsaler.com]messi indoor soccer shoes for kids[/url]
[url=http://running-shorts-mens-a.nikenowsaler.com]running shorts mens[/url]
[url=http://nike-white-running-shorts-a.nikenowsaler.com]nike white running shorts[/url]
[url=http://nike-air-max-torch-sl-reviews-a.nikenowsaler.com]nike air max torch sl reviews[/url]

Anónimo dijo...

[url=http://www.clarisonicmiacanadas.com]clarisonic canada[/url]
[url=http://www.clarisonicmiacanadas.com]clarisonic mia canada[/url]
[url=http://www.clarisonicmiacanadas.com]cheap clarisonic[/url]
[url=http://www.clarisonicmiacanadas.com]clarisonic outlet[/url]
[url=http://www.clarisonicmiacanadas.com]clarisonic canada online[/url]

Anónimo dijo...

[url=http://www.michaelkorscanadaa.com]michael kors[/url]
[url=http://www.michaelkorscanadaa.com]michael kors canada[/url]
[url=http://www.michaelkorscanadaa.com]michael kors canada bags[/url]
[url=http://www.michaelkorscanadaa.com]michael kors handbags[/url]

Anónimo dijo...

Third[url=http://officialbroncosroom.com/]Von Miller Jersey Elite[/url]
sit down and make a list of all the people you do not have a great relationship with The pearl is an abnormal growth of mother-of-pearl[url=http://texansfootballstore.com/]Women's Arian Foster Jersey[/url]
or nacre[url=http://seahawksfootballstore.com/]Marshawn Lynch Nike Jersey[/url]
imbedded in the soft bodies of these shellfish It should be noted here that reversal of primary and secondary motivating factors is not an unconceivable and uncommon possibility
Kal Bishop[url=http://seahawksfootballstore.com/]Youth Marshawn Lynch Jersey[/url]
MBA**********************************You are free to reproduce this article as long as no changes are made and the author's name and site URL are retainedcom is a site focused on building a strong swap community online What You Can Do ? Give the training staff some muscle - let them be strong advocates for training that is skill based[url=http://nikebengalsnflstore.com/]A.J. Green Youth Jersey[/url]
and not just meant to fill the ever-shortening time slot

Anónimo dijo...

top [url=http://www.001casino.com/]casino bonus[/url] coincide the latest [url=http://www.realcazinoz.com/]realcazinoz.com[/url] manumitted no consign bonus at the foremost [url=http://www.baywatchcasino.com/]www.baywatchcasino.com
[/url].

Anónimo dijo...

[url=http://thecasinospellen367.com ]casino bonus [/url]that you suspect me of something or other, I don't know what." occupied by the Fibre Company shone that curious disc of light online casino zonder download

Anónimo dijo...

I'm truly enjoying the design and layout of your blog. It'ѕ a very easy
on the eyes which mаkes it much mоre enjoуable for me to come here anԁ visіt more often.

Diԁ you hire οut a dеsignеr to create your themе?
Fantastiс wοrk!

Сhecκ out my web page ... best motion control Running shoes
my page - running shoes for high arches women

Anónimo dijo...

Howdy! I'm at work surfing around your blog from my new iphone 4! Just wanted to say I love reading through your blog and look forward to all your posts! Keep up the fantastic work!

Here is my site - http://www.couponsforhuggies.com

Anónimo dijo...

Please let me know if you're looking for a article writer for your site. You have some really good articles and I think I would be a good asset. If you ever want to take some of the load off, I'd abѕоlutеly love to
write sоme materіal for your blοg in
exchangе for a lіnk bаck to minе.

Please senԁ me аn email if іnterested.
Cheers!

Also vіsіt my ωeb site ... neon green running shoes

Anónimo dijo...

Hello just wanted to give you a quick heads up. The words
in your article seem to be running off the screen in Firefox.
I'm not sure if this is a format issue or something to do with internet browser compatibility but I thought I'd post to let you know.
The style and design look great though! Hope you get the
issue resolved soon. Many thanks

Here is my web blog - used lifted dodge cummins for sale

Anónimo dijo...

Howdy, i read your blog from time to time and i own a
similar one and i was just curious if you get a lot
of spam remarks? If so how do you protect against it, any plugin or anything you can recommend?
I get so much lately it's driving me mad so any help is very much appreciated.

Here is my blog cargo pants for men

Anónimo dijo...

Ι know this if оff topic but I'm looking into starting my own blog and was curious what all is needed to get setup? I'm assuming havіng
a blog like yours ωоuld cost а pretty penny?
I'm not very web smart so I'm not 100% sure. Any recommendations or advice would be greatly appreciated. Thanks

Here is my webpage - Best Vapor
my website > Top Electronic Cigarette Brands

Anónimo dijo...

In these transactions, the hock shop retailer
can valuate their possessions at whatever price they want payday loans some lenders will require that they can have been at their current job for a minimum of 3
to a few months.

Anónimo dijo...

онлайн [url=http://rutube.name/music/Pendulum+The+Vulture/0/]Pendulum The Vulture[/url]

Anónimo dijo...

if you are having a hard time finding some free psn codes
then you need to go to [url=http://psngenerator.info]Psn Generator[/url]

Anónimo dijo...

Good day! I simply want to give you a huge thumbs
up for your great information you've got right here on this post. I'll be returning to your website for more soon.


Here is my site Nike Free Run

Anónimo dijo...

Thanks for sharing your thoughts about provogue sunglasses.
Regards

Check out my blog post Ray Ban Outlet

Anónimo dijo...

You ought to be a part of a contest for one of the finest sites on the web.
I'm going to recommend this web site!

My webpage; billig nike air max

Anónimo dijo...

Hey! Do you know if they make any plugins to protect against hackers?
I'm kinda paranoid about losing everything I've worked hard on.
Any suggestions?

Visit my web blog polo ralph lauren outlet online

Anónimo dijo...

Excellent post. I was checking constantly this blog and I am inspired!
Extremely useful information specially the last phase :) I care for such info a lot.
I was seeking this certain information for a very long time.
Thank you and best of luck.

Also visit my homepage; nike air max 2012

Anónimo dijo...

Aw, this was an extremely good post. Taking a few minutes and actual effort to generate a
superb article… but what can I say… I put things off a whole
lot and never manage to get nearly anything done.

my weblog: tao of badass

Anónimo dijo...

I've read several good stuff here. Definitely price bookmarking for revisiting. I wonder how much effort you put to make this type of great informative website.

Feel free to surf to my site; ジョーダン 靴

Anónimo dijo...

What's up i am kavin, its my first time to commenting anywhere, when i read this paragraph i thought i could also create comment due to this good paragraph.

Take a look at my website: http://www.christianlouboutinoutletshopx.com

Anónimo dijo...

I like the valuable information you provide in your articles.
I will bookmark your blog and check again here frequently.
I am quite certain I will learn plenty of new stuff right here!
Best of luck for the next!

my site :: ルブタン

Anónimo dijo...

Awesome article.

Feel free to visit my page: monster ヘッドホン

Anónimo dijo...

Great beat ! I would like to apprentice at the same time
as you amend your web site, how could i subscribe for
a blog site? The account helped me a applicable deal.
I were tiny bit acquainted of this your broadcast provided
shiny transparent idea

Here is my website - devilscafe.in

Anónimo dijo...

It's hard to come by educated people on this topic, however, you sound like you know what you're
talking about! Thanks

Feel free to visit my page: ジョーダン

Anónimo dijo...

Great post.

My webpage; cheap oakleys

Anónimo dijo...

Smith averaged careerhighs last season with 18.8 points and 9.6 rebounds per game. Even though Smith is beginning to hit stride as a premiere player in the [url=http://www.paulsmithcity.com/]ポールスミス 財布[/url] ポールスミスバッグ http://www.paulsmithcity.com/ NBA, the upandcoming forward has had attitude and maturity issues in the past. This might not be something the Lakers' [url=http://www.paulsmithland.com/]ポールスミス アウトレット[/url]ポールスミス 時計 http://www.paulsmithland.com/ coaching [url=http://www.paulsmithsunny.com/]ポールスミス(Paul Smith)[/url] ポールスミス通販 http://www.paulsmithsunny.com/ staff would like to take on along with AllStar Andrew Bynum's current issues in the same areas..
I want to join her corner and agree. It is a fun flirty bag that can show off a playful side. This is a hobo like no other with the color and design being so busy, I''m glad there isn''t anything else that might set the bag over the top. I agree with this in so many ways. I had 2 children and was a single mom. I had to work, I had to support my kids and that was a fact.


Anónimo dijo...

Very good blog! Do you have any tips and hints
for aspiring writers? I'm hoping to start my own blog soon but I'm a little lost on everything.
Would you suggest starting with a free platform like Wordpress or go for a paid option?
There are so many choices out there that I'm totally overwhelmed .. Any recommendations? Thanks a lot!

Feel free to visit my web page: ジョーダン

Anónimo dijo...

I do agree with all of the ideas you have presented to your post.
They're really convincing and can definitely work. Nonetheless, the posts are very brief for beginners. May you please extend them a bit from subsequent time? Thanks for the post.

my webpage; monsterbeatsoutlet-sales.com

Anónimo dijo...

Good post. I learn something new and challenging on websites I stumbleupon everyday.
It will always be exciting to read through content from other writers and use a
little something from other websites.

Feel free to surf to my website ... トリーバーチ店舗

Anónimo dijo...

Hi! I could have sworn I've been to this web site before but after browsing through a few of the posts I realized it's new to me.

Anyhow, I'm certainly delighted I found it and I'll be bookmarking it and checking
back often!

Stop by my page :: www.airjordansale-shop.com

Anónimo dijo...

Pretty nice post. I just stumbled upon your weblog and wished to say that I
have truly enjoyed surfing around your blog posts.
After all I'll be subscribing to your rss feed and I hope you write again very soon!

Check out my site: クロエ財布

Anónimo dijo...

It's a pity you don't have a donate button! I'd most certainly donate to this outstanding blog! I guess for now i'll settle for book-marking and adding your RSS feed
to my Google account. I look forward to new updates and
will talk about this site with my Facebook
group. Chat soon!

My website; www.exponentpe.com

Anónimo dijo...

Hi! Do you use Twitter? I'd like to follow you if that would be ok. I'm
absolutely enjoying your blog and look forward to new posts.


Here is my weblog - ジョーダン

Anónimo dijo...

Hey there would you mind stating which blog
platform you're using? I'm planning to start my own blog soon but I'm having a tough time selecting between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design and style seems different then most blogs and I'm looking for something
completely unique. P.S My apologies for getting off-topic but I had to ask!


Have a look at my web site :: トリーバーチ

Anónimo dijo...

I was able to find good advice from your blog articles.


Review my web-site www.licr.org

Anónimo dijo...

Nice post. I learn something totally new and challenging on blogs I
stumbleupon everyday. It's always interesting to read content from other writers and practice a little something from other web sites.

Here is my page - miu miu 店舗

Anónimo dijo...

This paragraph provides clear idea for the new visitors of blogging, that in fact how to do blogging and site-building.


Also visit my web site :: http://jordanshoescollection.blogspot.fr/2007/03/air-jordan-22-air-jordan-xx2-aj-xx2.html

Anónimo dijo...

A person necessarily help to make severely articles I'd state. This is the very first time I frequented your web page and thus far? I surprised with the research you made to make this actual publish incredible. Fantastic process!

Feel free to visit my web-site - モンスタービーツ

Anónimo dijo...

I'm truly enjoying the design and layout of your website. It's a very easy on the eyes which
makes it much more pleasant for me to come here and visit more often.
Did you hire out a developer to create your theme?
Great work!

My web-site ... monster beats

Anónimo dijo...

Why users still use to read news papers when in this technological world everything is existing on net?


Here is my weblog http://mfasite.com/cam/index.php?option=com_k2&view=item&id=43:eg-st3000&Itemid=90

Anónimo dijo...

Hi there, its nice piece of writing regarding media print, we all know media
is a fantastic source of facts.

My web page オークリー サングラス

Anónimo dijo...

Greetings from Idaho! I'm bored at work so I decided to check out your blog on my iphone during lunch break. I enjoy the info you present here and can't wait to
take a look when I get home. I'm shocked at how fast your blog loaded on my mobile .. I'm not even using WIFI, just 3G .
. Anyways, excellent site!

my weblog - プラダバッグ

Anónimo dijo...

You ought to take part in a contest for one
of the best blogs on the internet. I will highly recommend this blog!


Here is my web page ... cheap polo ralph lauren

Anónimo dijo...

This last but not least reduces the beneficial quality of boots.

They are you can get in suede or knit uppers in virtually any compelling range of
colors. Or a ebony lace skirt and thus gold metallic
shirt. Assuming you have no weaknesses, obtain safely choose jackets, every cut and as well
, length. http://www.countyclic.com/phpfox/upload/index.
php?do=/blog/8305/compress-in-ugg-quot-booties-quot/

Anónimo dijo...

ugg boots can bring us a simple style paired that includes T-shirts, jeans and for sportswear.
Drycleaning need to and take spot higher the subsequent four-24 hours.
This single-faced material is used items with cheaper leather material such as pigskin.
Trust in that abusing them is absolutely not necessarily cool.
http://smartarcheryreviews.com/activity/p/205305/

Anónimo dijo...

Shopping for Christmas gifts to gain teens may often be rather troubling.
They keep your feet at the perfect temperature in the winter and summer.
Most likely animal skins it is only bettered in extreme conditions by
a reindeer skin. Allow them to stay overnight but also shake
out the excess in the daybreak. http://www.
melanieandbob.com/pfix/user.php?login=eloiseo81

Anónimo dijo...

Ugg boots are among the most comfortable " booties " on the marketplace today.
These jackets are enormously appropriate in the entire
evening. Vacation away from a lot of chains,
glitzy flagstones and other spectacular accessories.

Indeed, the new Jimmy Choo Uggs won''t come cheap. http://www.
tonyandcolleen.com/zenphoto/index.php?album=wedding%2Fpre-wedding_events&image=070421-091.
jpg

Anónimo dijo...

Good post but I was wondering if you could write a litte more on this subject?
I'd be very grateful if you could elaborate a little bit more. Appreciate it!

My blog post :: Oakley Sunglasses Outlet

Anónimo dijo...

Great post! We will be linking to this great article on our
site. Keep up the great writing.

My web blog - Oakley Sunglasses